"STATED INCOME/STATED ASSETS

FIXED AND ADJUSTABLE MORTGAGES
BOTH WITH PICK-A-PAYMENT OPTION
STATED INCOME PROGRAMS
    80% LTV OWNER OCCUPIED
    75% LTV SECOND HOME
    70% NON-OWNER
    SELF-EMPLOYED & W-2 WAGE EARNER
STATED INCOME/STATED ASSETS
    75% OWNER OCCUPIED
    70% LTV SECOND HOME
    65% LTV NON-OWNER
NO 4506-T
LOW MINIMUM PAYMENT RATES
PORTFOLIO UNDERWRITING-NOT SOLD IN SECONDARY MARKET
JUMBO LOANS
$1,000,000-STATED
$3,000,000-FULL DOC.
PURCHASE, RATE AND TERM, CASH-OUT
FOREIGN NATIONALS
NO CREDIT REQUIRED
NO REFERENCE LETTERS
NO LIMIT ON NUMBER OF PROPERTIES OWNED
VESTING IN TRUSTS, PARTNERSHIPS AND CORPORATIONS ALLOWED

CALL 800-803-8008 FOR RATES AND FURTHER DETAILS